Safety/Risk Management Solutions

"The first duty of business is to survive and the guiding principle of business economics is not the maximization of profit, but the avoidance of loss."

There is a direct relationship between workplace safety, risk control programs and profits. While many employers readily comprehend the connection between wasted product, faulty workmanship, poor service, negligent recordkeeping, etc. as "uncontrollable", a thoughtful loss management/risk control program is often overlooked as an affordable solution to these and many more workplace challenges.

Each year, employer's record of injuries, claims and associated costs are evaluated and compared to national averages for similar type operations.  If an employer is better than the "average" they are a more competitive customer and a greater number of insurance companies will be interested in providing competitive pricing.  In many instances, insurance companies can now provide additional "credits" to companies that have demonstrated a commitment to injury prevention programs for even greater premium savings.  For businesses that do not have effective programs in place and have a "higher than average" claim experience the cost of insurance increases.  In essence, these companies are penalized for poor performance.  It can make finding an insurance company willing to take a "chance" much more difficult. Typically, this drives the premium cost up and limits the insurers who are interested in a company that has not controlled this loss area.

FDI Consulting offers a comprehensive set of services to assist clients in managing the technical challenges and responsibilities of a safety and risk management program.  Our services include:

Risk Control Review - Review and perform a 'gap analysis' of your operations resulting in recommendations to improve the effectiveness of existing safety programs.  Organization's safety requirements continue to change and evolve, therefore periodic reviews are required to ensure that programs are current effective and comply with regulatory standards.  These reviews include, but are not limited to:

Safety Program Development and Assessment - Organizations need to have safety and related compliance programs in place in order to maintain competitiveness, reduce insurance costs and comply with federal, state and local regulations.  FDI can provide your organization with plan templates or develop a fully functioning program that is tailored for your company.  Our comprehensive library of Safety Programs and Compliance Manual templates include but are not limited to the following:

"Mock" OSHA Inspections - FDI understands compliance and the intricacies of OSHA regulations.  Our experts can provide a complete inspection format that can pinpoint areas where OSHA violations are likely to occur. While it is impossible to know what an OSHA Inspector might find during an actual inspection, we can help you anticipate and minimize your potential for fines.  A complete report with pictures, recommendations and potential fines is prepared for your ongoing reference and use.

Fleet/Vehicle Safety Program Development and Assessment - The need for a sound fleet safety/vehicle safety program is the highest it has ever been because of the increasing volume of private and commercial vehicle traffic.  Your fleet may be the first contact the public has with your organization.  We can help you maintain a good public image and contain insurance costs by assisting you with instituting or enhancing your fleet safety program.  FDI can assist you with ensuring that your drivers remain alert to company safety needs and to minimize your overall costs.

Employee, Supervisor and Train the Trainer Training Programs - Whether training supervisors, employees or internal training resources, FDI has the experience to provide and develop training on a number of topics.  An entire series of Supervisory Development programs is also available.  (Please contact us for detailed course descriptions)